Zareen specializes in handling short sale transactions. Successfully handling short sale transactions requires a thorough understanding of the intricacies of short sales, sophisticated interaction with lenders, and consistent followup and diligence. Because short sales only occur when property owners are in some sort of financial distress, Zareen handles the transactions compassionately and skillfully in order to make the transactions as simple and painless as possible while helping the owners avoid actual foreclosure.

Buyer ready to buy...

The critical component of getting the lender to stop an impending foreclosure and negotiate a short sale is a cash offer to purchase the property.  A key component of Zareen's success in short sales is the fact that she can bring a buyer for your home to you on the first day you meet her.  There is no question as to whether or not you will find someone to buy your home if you can get your lender to agree to the short sale: Zareen already has a buyer for your home. 

Why choose Zareen to help you...

Short sales are not easy and not everyone qualifies for a short sale (see Short Sales FAQ's to understand who qualifies and how they work).  Nearly 90% of homeowners nationwide who try to "short sale" their homes will end up losing their homes to foreclosure due to an uneducated or inexperienced agent. The vast majority of real estate agents who are trying to help have not been properly trained and are misinformed as to how to even negotiate with lenders. Zareen has the experience, knowledge and contacts to successfully perform short sale transactions and help homeowners avoid foreclosure.

The advantages of short sales:

• Avoid a deficiency judgment against you.  If your property is foreclosed on and the amount the bank ultimately sells your property for is less than what you owe on the property, the lender may sue you and get a lien on your other property so that you may owe them the deficiency amount. 
• Avoid Foreclosure.  In addition to the previously mentioned disadvantages to foreclosure, under current Fannie Mae lending guidelines, you will not be eligible for another loan for 5 years if you are foreclosed on.
• Avoid Bankruptcy.  Bankruptcy may temporarily halt the foreclosure, but it will require you to hire a lawyer, and a bankruptcy will appear on your credit report for at least seven years.
• No fees paid by you.  There are no fees owed by you of any kind for my services.  If I do my job and save you from foreclosure, I get paid by the lender. 
• Qualify to buy again in as little as 2 years. After a short sale, you may be eligible, under Fannie Mae guidelines, to buy another home in 2 years instead of 5 years with a foreclosure.